Not necessarily, if you've been late with your payments less than 3-times in the past year, and the payments were no more than 30-days late, you still have a good change at getting a competitive interest rate. Most lenders will accept certain reasons for this like an illness, or job-change, but explanations are required.
We've been helping customers fund their investment goals and we love what we do.
Company NMLS: 1661137, AZ MB# 0944451
4862 E Baseline Rd H103
Mesa, Arizona 85206